GeekyAnts
Fintech
KYC and AML AutomationApplication Security (RASP)Identity & Access ManagementFraud Detection and MonitoringRegulatory Reporting & Compliance

Identity & Access Management

We build banking-grade login systems that go beyond simple passwords. By using SIM binding and carrier API integration, the app automatically verifies the user's phone number in the background. This silent verification provides a faster login experience while ensuring the account is locked to the user’s physical device for maximum security.

Clutch 4.9 rating with 5 stars
100+Reviews
1000+Projects Delivered

Security should not slow users down.

550+ Engagements Since 2006 — Trusted By

khataBook
Bambu
Jupiter.Money
goosehead insurance
coinup
PayPenny
ICICI
Sprive
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Amana
khataBook
Bambu
Jupiter.Money
goosehead insurance
coinup
PayPenny
ICICI
Sprive
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Amana
khataBook
Bambu
Jupiter.Money
goosehead insurance
coinup
PayPenny
ICICI
Sprive
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Amana

Traditional 2FA is now a liability; hackers easily intercept SMS codes via SIM swapping, and high messaging fees drain your budget.


We replace this with SIM binding and silent authentication, which link the account directly to the user’s physical device via carrier APIs. This banking-grade system verifies identity in the background, providing a faster, unhackable login while using a local SMS gateway to keep operational costs low.

CUSTOMER STORIES

Client Results and Success

Digital Utility Bill Payment Service

1000+ Individual Billers Supported

The platform supports over 1K unique billers within a single, low-latency mobile interface.

International Remittance Services Provider

5 Million+ Active Users

The module successfully serves over 5 million users and processes transactions worth hundreds of crores daily.

Independent Payments Technology Firm

100% Data Integrity

Processes 230,000+ card records daily with full synchronization completed in under 30 minutes.

Middle East Boutique Payments Consultancy

MENA-Region Compliant

Immediate adherence to the UAE and Saudi Arabia’s strict data and payment laws.

RESULTS DELIVERED

Business Impacts We Have Made

100%
Real-Time SIM Swap Prevention
Carrier API detection identifies a SIM swap before authentication completes — blocking the account takeover vector that SMS OTP alone cannot stop.
60%
Reduction in SMS Costs
Local SMS gateway integration via the SMPP protocol replaces commercial providers for 2FA delivery. The cost savings compound at scale — high-volume banking applications send millions of OTPs per month.

OUR SERVICES

Our Identity & Access Management Capabilities

SIM Swap Detection via Carrier APIs

Direct MNO API integration checks whether the SIM registered to an account has been swapped before authentication proceeds. Detection happens at the carrier data layer — not inferred from device behaviour after the fact.

Device and SIM Binding for Banking Apps

The user's device and SIM are bound to their account at registration. Each authentication event validates both — a session originating from an unrecognized device or a swapped SIM is flagged before access is granted.

Silent Authentication via MNO APIs

MNO API integration verifies the user's identity against their active SIM without sending an OTP. The user is authenticated in the background — no code to enter, no interception surface for an attacker.

Local SMS Gateway 2FA

SMPP protocol integration connects the platform to a local SMS gateway for OTP delivery — replacing commercial SMS providers at a fraction of the cost. Message delivery speed and reliability are maintained.

IoT Device Authentication Support

Authentication flows cover IoT device registration and session management — handling the device identity and access patterns that connected banking devices require.

Multi-Factor Authentication Orchestration

MFA combinations — SIM binding, biometric, OTP, silent authentication — are orchestrated within a single authentication layer. Each factor is configurable per user segment, transaction type, and risk level.

TECHNICAL HIGHLIGHTS

Identity & Access Management by Engineers and Consultants Who Have Delivered 1000+ Projects

Direct Carrier Connections (MNO Integration)

We connect directly to mobile networks instead of using middleman services. This allows us to check for SIM swaps in real-time with zero delay, ensuring we always see the most current security status of the user's SIM card.
Direct Carrier Connections (MNO Integration)

Modern iOS Security (Post-API Deprecation)

Direct SMS Routing (SMPP Protocol) 

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What You Need to Know

FAQs About Identity & Access Management Service

When a user initiates authentication, the platform queries the MNO's API with the phone number on the account. The carrier returns a signal indicating whether the SIM associated with that number has been recently changed. If a swap is detected, authentication is halted, and the account is flagged for verification through an out-of-band channel. The detection uses the carrier's own SIM assignment records — not inferred signals from device behaviour — which is what makes it reliable against a swap that has already completed before the authentication attempt.