GeekyAnts
Fintech
Fintech InsuranceFintech App Development Services

Banking, Finance, and Insurance Consulting

We turn financial technology into a growth engine, not a cost center. From legacy modernization to AI-powered fraud detection, we build secure, compliant, and production-proven platforms that meet both modern customer expectations and strict enterprise standards.
khataBook
Bambu
Jupiter.Money
goosehead insurance
PayPenny
ICICI
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Coin up
khataBook
Bambu
Jupiter.Money
goosehead insurance
PayPenny
ICICI
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Coin up

In the financial services landscape, success is reserved for institutions that can evolve from legacy to modern ecosystems without friction. Today, the demand is for AI integration. However, it creates a dangerous disconnect between capital expenditure and operational reality.


That is where we come in. We ensure that all your investments in technology for your BFSI enterprise have a visible ROI. And we do this with a strong engineering foundation that’s been refined over two decades of collaboration with global financial institutions.

Turn your idea into a product in 12 weeks
50M+
Daily Transaction Volume
50 L+
Active Users
56%
Latency Reduction
99.9%
System Uptime
+60%
Conversion Improvement

Results That Matter

Digital Utility Bill Payment Service

We developed a centralized dashboard for managing and paying all utilities—including electricity, water, internet, and donations—from a single interface. The integrated SmartPay feature automates recurring transactions, ensuring all bills are paid on time without manual intervention.

1000+ Individual Billers Supported 


The platform supports over 1K unique billers within a single, low-latency mobile interface.
Digital Utility Bill Payment Service

Future Ready Fintech

Our Capabilities in Consulting for Banking, Finance, and Insurance Institutions

Digital Banking Transformation

Transform Legacy Systems into Cloud-Native Powerhouses
56% Latency Reduction
50 Lakh+ Active Users

Payments & Digital Wallets

Real-Time Payment Solutions with Sub-Second Processing
<2 sec Transaction Time
99.9% System Uptime

RegTech & Compliance Automation

Automate KYC/AML and Fraud Detection with AI
+60% Conversion Rate
2 sec Conversion Rate

Trading & Wealth Platforms

Modern Investor Platforms with Real-Time Analytics
Real-Time WebSocket
80% Time to Insight

Lending & BNPL Solutions

Digital Lending & Embedded Finance
4x Processing Speed
+35%Collection Efficiency

Scaling Fintech

How We Can Help

End-to-end expertise across the fintech ecosystem

Legacy Modernization

Strangler Fig Pattern for zero-downtime migration from OBP, FlexCube to microservices

Payment Orchestration

Smart routing, multi-gateway, 99.9% uptime with AI-powered fraud detection

KYC/AML Automation

13+ provider integration, approval in minutes instead of days

Mobile Banking

React Native New Architecture, TurboModules, offline-first

Security & RASP

Runtime protection, SIM binding, biometrics, 90% fewer incidents

Observability

Dynatrace, Hypertrace, full-stack APM with 60% faster resolution

Built for Banking

Areas of Expertise

We build financial infrastructure from the mobile interface down to the server system. We don’t sell hype; we deliver compliant, low-latency systems that handle real money and real data.

100%

Real-time Processing

Achieved during a mobile app upgrade to boost CX scores 

FOR INDIA’S LARGEST PRIVATE BANK

View CaseStudy

20x

Faster Search

Delivered through modernization, reducing search latency significantly

FOR A VIDEO STREAMING JOURNALISM PLATFORM

View CaseStudy

0

Downtime Updates

Maintained during the deployment of personalized recommendation engines 

FOR A BANKING APPLICATION

View CaseStudy

30%

Reduction in Case Handling Time

Achieved through AI-powered KYC automation for U.S. banks, bridging legacy COBOL cores with modern API gateways

For a leading U.S. Bank

View CaseStudy

100+

Performance Score

Reached by transforming an outdated platform into a high-speed digital engine across 1,200+ outlets

For a diagnostic leader

View CaseStudy

$57,000+

Annual Savings

Cloud Optimization that reduced monthly expenditures from $8,100 to $3,300 without impacting platform performance or security.

For a Digital Banking & Overseas Fund Transfer Platform

VIEW CASE STUDY

400M+

Global Payments Processed Annually

Enabled through a single intuitive admin platform developed 

For A North American payment processing

View CaseStudy

200%

Reduction in False Alerts

Associated with AI "Decision Intelligence" implementations that improve fraud detection accuracy

For a Fintech Client

View CaseStudy

90%

Property-Data Relevance

Reached inspection tool using voice-enabled AI queries, resulting in 2x faster on-site interactions 

For a real estate fintech

View CaseStudy

50%

Reduction in Manual Validation Cycles

By implementing SQL-based intelligent agents for process automation

For Business Process Management Saas

View CaseStudy

30%

Faster Internal Testing Workflows

Achieved through the integration of automated benchmarking frameworks within BPM pipelines

Enterprise Software

View CaseStudy

5000+

Hours Saved

Realized in the creation of a multimedia iframe widget 

For a SaaS industry leader 

View CaseStudy

99%

Reduction in Manual Effort

Accomplished via those processes 1,000–10,000 pages in 2 minutes 

A Document Intelligence Platform

View CaseStudy

88.33%

Reduction in Turnaround Time

Achieved using an AI Architecture Review Assistant, reducing review times to under one hour

Architecture Review Assistant

View CaseStudy

3x

Faster AI Feature Iteration

Facilitated through a scalable, personalized recommendation platform 

For an AI-powered pantry and meal intelligence platform

View CaseStudy

Our Journey

2019
    • First major bank engagement
2020
    • Core banking modernization
2021
    • UPI payment system launch
2022
    • RegTech/KYC automation
2023
    • React Native New Architecture
2024
    • AI-powered fraud detection
2025
    • Cross-border expansion

Industry Verticals

Specialized solutions across financial services sectors
Retail Banking

Retail Banking

Corporate Banking

Corporate Banking

Payment Gateways

Payment Gateways

Wealth Management

Wealth Management

Insurance

Insurance

Credit Unions

Credit Unions

NBFCs

NBFCs

EdTech Finance

EdTech Finance

Cross-Border Remittance

Cross-Border Remittance

TECHNOLOGY STACK

Our Fintech Technology Stack

Production-proven technologies for enterprise financial systems
GPT

GPT

Lang Chain

Lang Chain

Llama Index

Llama Index

Prompt Engineering

Prompt Engineering

Firebase Genkit

Firebase Genkit

FEATURED CONTENT

Our Latest Thinking in Fintech

Discover the latest blogs on Our Latest Thinking in Fintech, covering trends, strategies, and real-world case studies.
View Blogsarrow right
Integrating BNPL Rails Into Legacy US Bank Cores Without Risk
Feb 18, 2026Business

Integrating BNPL Rails Into Legacy US Bank Cores Without Risk

The Critical Pitfalls of AI-ERP Integration and How to Avoid Them To Drive Growth
Feb 12, 2026Business

The Critical Pitfalls of AI-ERP Integration and How to Avoid Them To Drive Growth

Daily Times Leader Features GeekyAnts’ Fintech Success: Processing 400M+ Global Payments Annually
Jan 27, 2026News

Daily Times Leader Features GeekyAnts’ Fintech Success: Processing 400M+ Global Payments Annually

Personalization in US Wealth Apps: AI Portfolios That Pass FINRA/SEC Compliance
Jan 13, 2026Business

Personalization in US Wealth Apps: AI Portfolios That Pass FINRA/SEC Compliance

Fraud & Chargeback Automation for US PSPs: ROI and Compliance Gains
Jan 5, 2026Business

Fraud & Chargeback Automation for US PSPs: ROI and Compliance Gains

Personal Finance App Development Cost Guide for Startups
Dec 23, 2025Business

Personal Finance App Development Cost Guide for Startups

Ready to turn your financial initiatives into growth engines?

Book a discovery consulting call with our BFSI consultants today.

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FAQs

Frenquently Asked Questions about Our Fintech Services

We use the Strangler Fig Pattern to incrementally replace legacy components with modern microservices. This approach ensures zero downtime, gradual risk mitigation, and the ability to fallback to legacy systems if needed. For HDFC Bank, we achieved 56% latency reduction using this approach.

We have production experience with RBI (Digital Lending, UPI), NPCI (UPI certification), FinCEN (USA AML), BaFin (Germany), and MENA regulations (AML, KYC, PCI DSS). Our compliance-by-design approach ensures audit-ready systems from day one.

We implement defense-in-depth with RASP (Runtime Application Self-Protection), SIM binding, biometric authentication, multi-layer encryption (PGP, JWE, AES-256), and comprehensive audit logging. This has resulted in 90% reduction in security incidents for our banking clients.

Yes, we offer comprehensive post-launch support, including performance monitoring, incident response, feature enhancements, and ongoing compliance updates. Our engagements typically extend 18+ months with continuous improvement.

Project timelines vary based on scope. A focused capability like UPI integration takes 6-8 months. Core banking modernization is typically 12-18+ months. We provide detailed timelines during discovery, breaking work into phases with measurable milestones.

Typical teams include 4-8 engineers with specialized roles: Mobile (React Native), Backend (Golang/Node.js), Architecture, Security, and DevOps. We assign dedicated tech leads with domain expertise and maintain continuity throughout the engagement.

We embed compliance from the architecture phase, maintain audit trails throughout, and validate against regulatory requirements at each milestone. Our team has direct experience with RBI, NPCI, and international regulatory frameworks.

Let's Innovate. Collaborate. Build. Your Product Together!

Get a free discovery session and consulting to start your project today.

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