GeekyAnts
Fintech
UPI & Real-Time PaymentsPayment Gateway & SDKCross Border PaymentsDigital WalletsBill Payments

Cross Border Payments

We build multi-country remittance platforms that handle international transfers with real-time FX rates, automated compliance screening, and full transfer visibility from initiation to beneficiary confirmation. Our white-label architecture is live across countries, is currently expanding more markets.
Clutch 4.9 rating with 5 stars
100+Reviews
1000+Projects Delivered

Global Transfers Without The Friction

NDA Protected
Response within 24hrs
No Obligation

550+ Engagements Since 2006 — Trusted By

khataBook
Bambu
Jupiter.Money
goosehead insurance
coinup
PayPenny
ICICI
Sprive
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Amana
khataBook
Bambu
Jupiter.Money
goosehead insurance
coinup
PayPenny
ICICI
Sprive
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Amana
khataBook
Bambu
Jupiter.Money
goosehead insurance
coinup
PayPenny
ICICI
Sprive
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Amana

CUSTOMER STORIES

Client Results and Success

Multi-Country Payments App

Scalable global payments infrastructure

We built a robust multi-country payments application that enables secure transfers, cross-border payments, and real-time transaction flows across regions with an intuitive UX for customers and admins.

350,000+

downloads

4,000+

increase in transactions

Cloud Cost Optimization for Digital Banking Platform

Cloud cost reduction without performance loss

We optimized infrastructure for a high-growth fintech platform, cutting AWS cloud costs by 60% while maintaining performance and uptime.

60%

Reduction in cloud costs

$57,000+

Annual savings

AI-Powered Mobile Banking App Modernization

Real-time banking with 0 downtime deployments

We upgraded a public sector bank’s mobile app to improve performance, security, and customer experience using event-driven architecture and real-time processing.

0

downtime updates

100%

real-time processing

AI-Driven Onboarding Accelerator

40% faster onboarding

We deployed AI transcription and RAG-powered workflows to enhance onboarding experiences in the healthcare domain, which overlaps with regulated, identity-intensive journeys similar to fintech.

40%

faster onboarding

RESULTS DELIVERED

Business Impacts We Have Made

167K+
Active Users Across 4 Countries.
The platform is live in production across Canada, the UK, Europe, and Australia. These are verified active user counts from live market deployments.
350,000+
App Store Downloads
Organic adoption across iOS and Android app stores, reflecting product usability and platform reliability in competitive remittance markets where users have multiple alternatives.
7+
Countries on the Expansion Roadmap
New country partners inherit the compliance framework, banking integrations, and UI components — reducing time-to-market for each new market entry.

OUR SERVICES

Our Cross Border Payments Services

Multi-Country Transfer Support

We offer a core platform that will be live across regions. Each country operates under its own regulatory and banking configuration, all managed through a single codebase for maximum efficiency.

Real-Time Transfer Status Tracking

We provide end-to-end visibility from initiation to beneficiary credit. By surfacing every stage of the transfer lifecycle as it happens, we reduce inbound support queries regarding transaction status.

Transparent FX Rates and Fee Breakdowns

Our system fetches and displays competitive FX rates in real time, including a complete fee breakdown before confirmation. This ensures zero hidden charges at the settlement stage, fulfilling critical compliance requirements and building long-term user trust.

Advanced Beneficiary Management

We simplify repeat remittances by allowing users to save and manage recipient details. By reducing data entry friction for frequent transfers, we optimize the experience for the majority of your platform's transaction volume.

Automated Compliance and Sanctions Screening

Every transaction is automatically screened against OFAC and active sanctions lists before processing. Compliance is an automated gate in our transaction flow, with built-in velocity limits per user and corridor to prevent fraud without manual delays.

White-Label Architecture for Rapid Expansion

Our platform is engineered for white-label deployment. Banking partners can enter new remittance corridors under their own brand immediately, leveraging our existing compliance, FX, and transfer infrastructure without rebuilding from scratch.

OUR OFFERINGS

Complete Payments and Digital Wallet Services for Global Enterprises and Startups

UPI & Real-Time Payments

We build production-grade UPI systems with custom native QR scanners, NPCI SDK integration, and transaction lifecycle management.

Payment Gateway & SDK

We build payment gateway integrations and SDK implementations that maintain 99.9% uptime through smart routing 

Cross-Border Payments

Our cross-border payment systems support multi-currency transfers across regulatory environments.

Digital Wallets

We build enterprise-grade digital wallet systems with a synchronisation architecture that keeps wallet state consistent across devices and sessions.

Bill Payments

We implement BBPS-integrated bill payment flows built into a single self-service experience.

TECHNICAL HIGHLIGHTS

Cross-Border Payments — Built by GeekyAnts With 20+ Years of Product Delivery

Production-proven implementations with enterprise-grade architecture.

Event-Driven Architecture (Kafka-Based)

Every payment event, authorization, routing decision, gateway response, refund, chargeback, and settlement is published instantly to a Kafka stream.
This ensures:
  • No transaction event is lost
  • Systems stay decoupled and scalable
  • Real-time analytics without database overload
  • Full audit trail of every transaction
Even during traffic spikes or gateway instability, the system remains stable.
Event-Driven Architecture (Kafka-Based)

Automatic Gateway Failover (Circuit Breakers)

Real-Time ML Fraud Scoring (<100ms)

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Build with us.Accelerate your Growth.

Customized solutions and strategiesFaster-than-market project deliveryEnd-to-end digital transformation services

Trusted By

Build with us.
Accelerate your Growth.

  • Customized solutions and strategies
  • Faster-than-market project delivery
  • End-to-end digital transformation services

Trusted By

WeworkSKFDardenOlive GardenGoosehead InsuranceThyrocare
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What You Need to Know

FAQs About Our Cross-Border Payments Service

The compliance service runs as an independent microservice within the transaction flow, with sanctions lists cached in Redis rather than fetched from an external API on every transaction. This means screening happens against a current local copy of the list, which is refreshed on a defined schedule, rather than making a live API call that adds variable latency to every transfer. When a transaction matches a sanctions entry, it is flagged and held for review rather than silently failed, giving the compliance team a clear audit trail for each flagged case.