What compliance standards do you support?

We have production experience with RBI (Digital Lending, UPI), NPCI (UPI certification), FinCEN (USA AML), BaFin (Germany), and MENA regulations (AML, KYC, PCI DSS). Our compliance-by-design approach ensures audit-ready systems from day one.

What is your approach to security?

We implement defense-in-depth with RASP (Runtime Application Self-Protection), SIM binding, biometric authentication, multi-layer encryption (PGP, JWE, AES-256), and comprehensive audit logging. This has resulted in 90% reduction in security incidents for our banking clients.

Do you provide post-launch support?

Yes, we offer comprehensive post-launch support, including performance monitoring, incident response, feature enhancements, and ongoing compliance updates. Our engagements typically extend 18+ months with continuous improvement.

How long does a typical fintech project take?

Project timelines vary based on scope. A focused capability like UPI integration takes 6-8 months. Core banking modernization is typically 12-18+ months. We provide detailed timelines during discovery, breaking work into phases with measurable milestones.

What is your team structure for fintech projects?

Typical teams include 4-8 engineers with specialized roles: Mobile (React Native), Backend (Golang/Node.js), Architecture, Security, and DevOps. We assign dedicated tech leads with domain expertise and maintain continuity throughout the engagement.

How do you ensure regulatory compliance during development?

We embed compliance from the architecture phase, maintain audit trails throughout, and validate against regulatory requirements at each milestone. Our team has direct experience with RBI, NPCI, and international regulatory frameworks.

Banking, Finance, and Insurance Consulting

We turn financial technology into a growth engine, not a cost center. From legacy modernization to AI-powered fraud detection, we build secure, compliant, and production-proven platforms that meet both modern customer expectations and strict enterprise standards.

550+ Engagements Since 2006 — Trusted By

In the financial services landscape, success is reserved for institutions that can evolve from legacy to modern ecosystems without friction. Today, the demand is for AI integration. However, it creates a dangerous disconnect between capital expenditure and operational reality.

That is where we come in. We ensure that all your investments in technology for your BFSI enterprise have a visible ROI. And we do this with a strong engineering foundation that’s been refined over two decades of collaboration with global financial institutions.

Turn your idea into a product in 12 weeks

50M+

Daily Transaction Volume

50 L+

Active Users

56%

Latency Reduction

99.9%

System Uptime

+60%

Conversion Improvement

Results That Matter

Digital Utility Bill Payment Service

We developed a centralized dashboard for managing and paying all utilities—including electricity, water, internet, and donations—from a single interface. The integrated SmartPay feature automates recurring transactions, ensuring all bills are paid on time without manual intervention.

1000+ Individual Billers Supported

The platform supports over 1K unique billers within a single, low-latency mobile interface.

India's Largest Banking Company

We digitized the complete loan and cheque management lifecycle, enabling users to verify eligibility, issue bank letters, and stop payments via mobile. This eliminates the need for branch visits by providing instant access to essential banking services.

30-Second Document Issuance

Official document generation—including loan interest certificates and No Objection Certificates (NOCs)—now takes under 30 seconds, replacing a multi-day manual request process.

Leading Full-Service Stock Broking

We implemented automated security controls to protect the mobile app during active screen-sharing or video calls. The system detects remote sessions and instantly masks sensitive data—such as OTPs and passwords—to prevent unauthorized viewing.

100% Fraud Block Rate

This mechanism blocks 100% of remote-access recording attempts, protecting millions of users from fraud.

Leading Tech-Based Financial Firm

We developed a social investing platform that enables users to track top investors and share their own portfolios. By aggregating multiple brokerage accounts into a single dashboard, the system provides a unified view of total net worth.

100,000+ Verified Installations

The platform has reached over 100,000 installations with a verified community of active investors.

Independent Payments Technology Firm

We synchronize millions of daily card records between banks and digital wallets. By deploying Anjuna Secure Enclaves, we implemented a confidential computing environment that keeps financial data encrypted in active memory—shielding it from cloud providers and system administrators.

30 min Verification With 100% Data Integrity

The architecture processes 230,000+ card records daily across high-volume streams. The hardware-secured environment completes the full synchronization and verification cycle in under 30 minutes with 100% data integrity.

Scaling Fintech

How We Can Help

End-to-end expertise across the fintech ecosystem

Legacy Modernization

Strangler Fig Pattern for zero-downtime migration from OBP, FlexCube to microservices

Payment Orchestration

Smart routing, multi-gateway, 99.9% uptime with AI-powered fraud detection

KYC/AML Automation

13+ provider integration, approval in minutes instead of days

Mobile Banking

React Native New Architecture, TurboModules, offline-first

Security & RASP

Runtime protection, SIM binding, biometrics, 90% fewer incidents

Observability

Dynatrace, Hypertrace, full-stack APM with 60% faster resolution

Built for Banking

Areas of Expertise

We build financial infrastructure from the mobile interface down to the server system. We don’t sell hype; we deliver compliant, low-latency systems that handle real money and real data.

100%

Real-time Processing

Achieved during a mobile app upgrade to boost CX scores

FOR INDIA’S LARGEST PRIVATE BANK

View Case Study

20x

Faster Search

Delivered through modernization, reducing search latency significantly

FOR A VIDEO STREAMING JOURNALISM PLATFORM

View Case Study

0

Downtime Updates

Maintained during the deployment of personalized recommendation engines

FOR A BANKING APPLICATION

View Case Study

30%

Reduction in Case Handling Time

Achieved through AI-powered KYC automation for U.S. banks, bridging legacy COBOL cores with modern API gateways

For a leading U.S. Bank

View Case Study

100+

Performance Score

Reached by transforming an outdated platform into a high-speed digital engine across 1,200+ outlets

For a diagnostic leader

View Case Study

$57,000+

Annual Savings

Cloud Optimization that reduced monthly expenditures from $8,100 to $3,300 without impacting platform performance or security.

For a Digital Banking & Overseas Fund Transfer Platform

VIEW CASE STUDY

400M+

Global Payments Processed Annually

Enabled through a single intuitive admin platform developed

For A North American payment processing

View Case Study

200%

Reduction in False Alerts

Associated with AI "Decision Intelligence" implementations that improve fraud detection accuracy

For a Fintech Client

View Case Study

90%

Property-Data Relevance

Reached inspection tool using voice-enabled AI queries, resulting in 2x faster on-site interactions

For a real estate fintech

View Case Study

50%

Reduction in Manual Validation Cycles

By implementing SQL-based intelligent agents for process automation

For Business Process Management Saas

View Case Study

30%

Faster Internal Testing Workflows

Achieved through the integration of automated benchmarking frameworks within BPM pipelines

Enterprise Software

View Case Study

5000+

Hours Saved

Realized in the creation of a multimedia iframe widget

For a SaaS industry leader

View Case Study

99%

Reduction in Manual Effort

Accomplished via those processes 1,000–10,000 pages in 2 minutes

A Document Intelligence Platform

View Case Study

88.33%

Reduction in Turnaround Time

Achieved using an AI Architecture Review Assistant, reducing review times to under one hour

Architecture Review Assistant

View Case Study

3x

Faster AI Feature Iteration

Facilitated through a scalable, personalized recommendation platform

For an AI-powered pantry and meal intelligence platform

View Case Study

Our Journey

2019

2020

2021

2022

2023

2024

2025

Secure Digital Finance

Industry Verticals

Specialized solutions across financial services sectors

Retail Banking

Corporate Banking

Payment Gateways

Wealth Management

Insurance

Credit Unions

NBFCs

EdTech Finance

Cross-Border Remittance

TECHNOLOGY STACK

Our Fintech Technology Stack

Production-proven technologies for enterprise financial systems

React Native

React

Flutter

Angular

VueJS

SvelteJS

Expo

gluestack-ui

Native iOS

Android

Our Latest Thinking in Fintech

Discover the latest blogs on Our Latest Thinking in Fintech, covering trends, strategies, and real-world case studies.

How to Modernize Your Fintech App Without Rebuilding Everything

Business

May 28, 2026

How to Modernize Your Fintech App Without Rebuilding Everything

This blog gives fintech leaders a practical framework for modernizing a fintech app without rebuilding it. It covers system audits, module-level decision making, phased API and integration-led execution, compliance protection, and team model selection.

AI in WealthTech: Building Scalable Portfolio Management Platforms for Predictive Investing and Risk Forecasting

Business

May 28, 2026

AI in WealthTech: Building Scalable Portfolio Management Platforms for Predictive Investing and Risk Forecasting

Discover how AI-native platforms are revolutionizing WealthTech by enabling real-time, predictive investing and advanced risk forecasting. Learn the core operational pillars and engineering priorities for building a scalable portfolio management system.

Building Production-Ready AI Portfolio Management Platforms for Wealth Firms

Business

May 27, 2026

Building Production-Ready AI Portfolio Management Platforms for Wealth Firms

This guide walks platform leaders through production architecture, real-time data pipelines, legacy system integration, regulatory compliance, and the build-buy-modernize decision framework for deploying an enterprise-grade AI portfolio management platform.

Building an AI Fintech Robo-Advisor Platform: Architecture, Compliance, and Key Features

Business

May 26, 2026

Building an AI Fintech Robo-Advisor Platform: Architecture, Compliance, and Key Features

A technical guide for CTOs and engineering leaders on building a compliant, production-grade AI robo-advisory platform for the US market, covering architecture, compliance, and cost.

AI in Insurance: Building Production-Ready Products for Claims, Underwriting, and Customer Experience

Business

May 22, 2026

AI in Insurance: Building Production-Ready Products for Claims, Underwriting, and Customer Experience

This blog breaks down what it takes to build production-ready AI in insurance across claims, underwriting, and customer experience. It covers the gap between AI pilots and live deployments, the architecture and governance requirements that determine whether a system holds up at scale, and what insurers need to get right across data infrastructure, compliance, and human oversight before going live.

Building AI Investment Platforms: From Predictive Analytics to Personalized Portfolio Insights

Business

May 22, 2026

Building AI Investment Platforms: From Predictive Analytics to Personalized Portfolio Insights

A technical and strategic guide for product and engineering leaders on building AI investment platforms, from data infrastructure and compliance to personalization and development costs.

View all blogs

Book a Discovery Call

Ready to turn your financial initiatives into growth engines?

Book a discovery consulting call with our BFSI consultants today.

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What You Need to Know

Frenquently Asked Questions about Our Fintech Services

We use the Strangler Fig Pattern to incrementally replace legacy components with modern microservices. This approach ensures zero downtime, gradual risk mitigation, and the ability to fallback to legacy systems if needed. For HDFC Bank, we achieved 56% latency reduction using this approach.

Banking, Finance, and Insurance Consulting

550+ Engagements Since 2006 — Trusted By

Digital Utility Bill Payment Service

1000+ Individual Billers Supported

Our Capabilities in Consulting for Banking, Finance, and Insurance Institutions

Digital Banking Transformation

Payments & Digital Wallets

RegTech & Compliance Automation

Trading & Wealth Platforms

Lending & BNPL Solutions

How We Can Help

Legacy Modernization

Payment Orchestration

KYC/AML Automation

Mobile Banking

Security & RASP

Observability

Areas of Expertise

CX (Customer Experience)

100%

20x

0

Enterprise System Modernization

Product Innovation

Business Process Management

AI Consulting

Our Journey

Industry Verticals

Retail Banking

Corporate Banking

Payment Gateways

Wealth Management

Insurance

Credit Unions

NBFCs

EdTech Finance

Cross-Border Remittance

Our Fintech Technology Stack

Our Latest Thinking in Fintech

How to Modernize Your Fintech App Without Rebuilding Everything

AI in WealthTech: Building Scalable Portfolio Management Platforms for Predictive Investing and Risk Forecasting

Building Production-Ready AI Portfolio Management Platforms for Wealth Firms

Building an AI Fintech Robo-Advisor Platform: Architecture, Compliance, and Key Features

AI in Insurance: Building Production-Ready Products for Claims, Underwriting, and Customer Experience

Building AI Investment Platforms: From Predictive Analytics to Personalized Portfolio Insights

Ready to turn your financial initiatives into growth engines?

Frenquently Asked Questions about Our Fintech Services

How do you handle legacy system modernization?

What compliance standards do you support?

What is your approach to security?

Do you provide post-launch support?

How long does a typical fintech project take?

What is your team structure for fintech projects?

How do you ensure regulatory compliance during development?

The Right Conversation Can Save You Six Months.