What compliance standards do you support?

We have production experience with RBI (Digital Lending, UPI), NPCI (UPI certification), FinCEN (USA AML), BaFin (Germany), and MENA regulations (AML, KYC, PCI DSS). Our compliance-by-design approach ensures audit-ready systems from day one.

What is your approach to security?

We implement defense-in-depth with RASP (Runtime Application Self-Protection), SIM binding, biometric authentication, multi-layer encryption (PGP, JWE, AES-256), and comprehensive audit logging. This has resulted in 90% reduction in security incidents for our banking clients.

Do you provide post-launch support?

Yes, we offer comprehensive post-launch support, including performance monitoring, incident response, feature enhancements, and ongoing compliance updates. Our engagements typically extend 18+ months with continuous improvement.

How long does a typical fintech project take?

Project timelines vary based on scope. A focused capability like UPI integration takes 6-8 months. Core banking modernization is typically 12-18+ months. We provide detailed timelines during discovery, breaking work into phases with measurable milestones.

What is your team structure for fintech projects?

Typical teams include 4-8 engineers with specialized roles: Mobile (React Native), Backend (Golang/Node.js), Architecture, Security, and DevOps. We assign dedicated tech leads with domain expertise and maintain continuity throughout the engagement.

How do you ensure regulatory compliance during development?

We embed compliance from the architecture phase, maintain audit trails throughout, and validate against regulatory requirements at each milestone. Our team has direct experience with RBI, NPCI, and international regulatory frameworks.

Banking, Finance, and Insurance Consulting

We turn financial technology into a growth engine, not a cost center. From legacy modernization to AI-powered fraud detection, we build secure, compliant, and production-proven platforms that meet both modern customer expectations and strict enterprise standards.

550+ Engagements Since 2006 — Trusted By

In the financial services landscape, success is reserved for institutions that can evolve from legacy to modern ecosystems without friction. Today, the demand is for AI integration. However, it creates a dangerous disconnect between capital expenditure and operational reality.

That is where we come in. We ensure that all your investments in technology for your BFSI enterprise have a visible ROI. And we do this with a strong engineering foundation that’s been refined over two decades of collaboration with global financial institutions.

Turn your idea into a product in 12 weeks

50M+

Daily Transaction Volume

50 L+

Active Users

56%

Latency Reduction

99.9%

System Uptime

+60%

Conversion Improvement

Results That Matter

Digital Utility Bill Payment Service

We developed a centralized dashboard for managing and paying all utilities—including electricity, water, internet, and donations—from a single interface. The integrated SmartPay feature automates recurring transactions, ensuring all bills are paid on time without manual intervention.

1000+ Individual Billers Supported

The platform supports over 1K unique billers within a single, low-latency mobile interface.

India's Largest Banking Company

We digitized the complete loan and cheque management lifecycle, enabling users to verify eligibility, issue bank letters, and stop payments via mobile. This eliminates the need for branch visits by providing instant access to essential banking services.

30-Second Document Issuance

Official document generation—including loan interest certificates and No Objection Certificates (NOCs)—now takes under 30 seconds, replacing a multi-day manual request process.

Leading Full-Service Stock Broking

We implemented automated security controls to protect the mobile app during active screen-sharing or video calls. The system detects remote sessions and instantly masks sensitive data—such as OTPs and passwords—to prevent unauthorized viewing.

100% Fraud Block Rate

This mechanism blocks 100% of remote-access recording attempts, protecting millions of users from fraud.

Leading Tech-Based Financial Firm

We developed a social investing platform that enables users to track top investors and share their own portfolios. By aggregating multiple brokerage accounts into a single dashboard, the system provides a unified view of total net worth.

100,000+ Verified Installations

The platform has reached over 100,000 installations with a verified community of active investors.

Independent Payments Technology Firm

We synchronize millions of daily card records between banks and digital wallets. By deploying Anjuna Secure Enclaves, we implemented a confidential computing environment that keeps financial data encrypted in active memory—shielding it from cloud providers and system administrators.

30 min Verification With 100% Data Integrity

The architecture processes 230,000+ card records daily across high-volume streams. The hardware-secured environment completes the full synchronization and verification cycle in under 30 minutes with 100% data integrity.

Scaling Fintech

How We Can Help

End-to-end expertise across the fintech ecosystem

Legacy Modernization

Strangler Fig Pattern for zero-downtime migration from OBP, FlexCube to microservices

Payment Orchestration

Smart routing, multi-gateway, 99.9% uptime with AI-powered fraud detection

KYC/AML Automation

13+ provider integration, approval in minutes instead of days

Mobile Banking

React Native New Architecture, TurboModules, offline-first

Security & RASP

Runtime protection, SIM binding, biometrics, 90% fewer incidents

Observability

Dynatrace, Hypertrace, full-stack APM with 60% faster resolution

Our Journey

2019

2020

2021

2022

2023

2024

2025

Secure Digital Finance

Industry Verticals

Specialized solutions across financial services sectors

Retail Banking

Corporate Banking

Payment Gateways

Wealth Management

Insurance

Credit Unions

NBFCs

EdTech Finance

Cross-Border Remittance

TECHNOLOGY STACK

Our Fintech Technology Stack

Production-proven technologies for enterprise financial systems

React Native

React

Flutter

Angular

VueJS

SvelteJS

Expo

gluestack-ui

Native iOS

Android

Our Latest Thinking in Fintech

Discover the latest blogs on Our Latest Thinking in Fintech, covering trends, strategies, and real-world case studies.

How AI-Driven Fraud Prevention Reduces Financial Losses and Operational Costs

Business

Jun 12, 2026

How AI-Driven Fraud Prevention Reduces Financial Losses and Operational Costs

This blog examines how AI-driven fraud detection reduces financial losses and operational costs, backed by real data from HSBC, the US Treasury, Visa, and Forter.

How AI-Powered Financial Platforms Are Increasing Customer Retention and Revenue

Business

Jun 11, 2026

How AI-Powered Financial Platforms Are Increasing Customer Retention and Revenue

This blog breaks down how AI helps financial institutions retain customers and grow revenue, using real data from banks like DBS and NatWest to show what that looks like in practice.

KYC and AML Compliance for AI-Powered Fintech Products: What Teams Must Get Right Before Launch

Business

Jun 11, 2026

KYC and AML Compliance for AI-Powered Fintech Products: What Teams Must Get Right Before Launch

A practical guide for fintech teams on building KYC and AML compliance into AI-powered products before launch.

Neobank vs Modernized Banking App Development: Which Path Delivers better ROI

Business

Jun 5, 2026

Neobank vs Modernized Banking App Development: Which Path Delivers better ROI

Explore whether neobank development or banking app modernization delivers stronger AI ROI for U.S. banking products, with insights on compliance, cost, and scalabili

The Cost of Delaying Production Readiness in AI Fintech Product Development

Business

Jun 4, 2026

The Cost of Delaying Production Readiness in AI Fintech Product Development

This blog examines why production readiness in fintech AI gets deprioritized during the build, the business cost of addressing it late, and how a readiness-first approach changes the outcome.

How US Fintech Companies Are Modernizing Legacy Banking Systems Without Full Rebuilds

Business

Jun 3, 2026

How US Fintech Companies Are Modernizing Legacy Banking Systems Without Full Rebuilds

This blog covers how US banks are modernizing decades-old core systems without full rebuilds, and the fintech companies making that possible.

View all blogs

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Book a discovery consulting call with our BFSI consultants today.

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What You Need to Know

Frenquently Asked Questions about Our Fintech Services

We use the Strangler Fig Pattern to incrementally replace legacy components with modern microservices. This approach ensures zero downtime, gradual risk mitigation, and the ability to fallback to legacy systems if needed. For HDFC Bank, we achieved 56% latency reduction using this approach.

Banking, Finance, and Insurance Consulting

550+ Engagements Since 2006 — Trusted By

Digital Utility Bill Payment Service

1000+ Individual Billers Supported

Our Capabilities in Consulting for Banking, Finance, and Insurance Institutions

Digital Banking Transformation

Payments & Digital Wallets

RegTech & Compliance Automation

Trading & Wealth Platforms

Lending & BNPL Solutions

How We Can Help

Legacy Modernization

Payment Orchestration

KYC/AML Automation

Mobile Banking

Security & RASP

Observability

Our Journey

Industry Verticals

Retail Banking

Corporate Banking

Payment Gateways

Wealth Management

Insurance

Credit Unions

NBFCs

EdTech Finance

Cross-Border Remittance

Our Fintech Technology Stack

Our Latest Thinking in Fintech

How AI-Driven Fraud Prevention Reduces Financial Losses and Operational Costs

How AI-Powered Financial Platforms Are Increasing Customer Retention and Revenue

KYC and AML Compliance for AI-Powered Fintech Products: What Teams Must Get Right Before Launch

Neobank vs Modernized Banking App Development: Which Path Delivers better ROI

The Cost of Delaying Production Readiness in AI Fintech Product Development

How US Fintech Companies Are Modernizing Legacy Banking Systems Without Full Rebuilds

Ready to turn your financial initiatives into growth engines?

Frenquently Asked Questions about Our Fintech Services

How do you handle legacy system modernization?

What compliance standards do you support?

What is your approach to security?

Do you provide post-launch support?

How long does a typical fintech project take?

What is your team structure for fintech projects?

How do you ensure regulatory compliance during development?

The Right Conversation Can Save You Six Months.