Banking, Finance, and Insurance Consulting

We turn financial technology into a growth engine, not a cost center. From legacy modernization to AI-powered fraud detection, we build secure, compliant, and production-proven platforms that meet both modern customer expectations and strict enterprise standards.

550+ Engagements Since 2006 — Trusted By

Khata Book
Bambu
Jupiter.Money
goosehead insurance
PayPenny
ICICI
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Coin up
Khata Book
Bambu
Jupiter.Money
goosehead insurance
PayPenny
ICICI
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Coin up
Khata Book
Bambu
Jupiter.Money
goosehead insurance
PayPenny
ICICI
PayPoint
Elever
Elinvar
Bajaj
LAZYPAY
RazorPay
kane
kingsley Gate
Coin up

In the financial services landscape, success is reserved for institutions that can evolve from legacy to modern ecosystems without friction. Today, the demand is for AI integration. However, it creates a dangerous disconnect between capital expenditure and operational reality.


That is where we come in. We ensure that all your investments in technology for your BFSI enterprise have a visible ROI. And we do this with a strong engineering foundation that’s been refined over two decades of collaboration with global financial institutions.

50M+
Daily Transaction Volume
50 L+
Active Users
56%
Latency Reduction
99.9%
System Uptime
+60%
Conversion Improvement

Results That Matter

Digital Utility Bill Payment Service

We developed a centralized dashboard for managing and paying all utilities—including electricity, water, internet, and donations—from a single interface. The integrated SmartPay feature automates recurring transactions, ensuring all bills are paid on time without manual intervention.

1000+ Individual Billers Supported 


The platform supports over 1K unique billers within a single, low-latency mobile interface.
Digital Utility Bill Payment Service

Scaling Fintech

How We Can Help

End-to-end expertise across the fintech ecosystem

Legacy Modernization

Strangler Fig Pattern for zero-downtime migration from OBP, FlexCube to microservices

Payment Orchestration

Smart routing, multi-gateway, 99.9% uptime with AI-powered fraud detection

KYC/AML Automation

13+ provider integration, approval in minutes instead of days

Mobile Banking

React Native New Architecture, TurboModules, offline-first

Security & RASP

Runtime protection, SIM binding, biometrics, 90% fewer incidents

Observability

Dynatrace, Hypertrace, full-stack APM with 60% faster resolution

Our Journey

2019
    • First major bank engagement
2020
    • Core banking modernization
2021
    • UPI payment system launch
2022
    • RegTech/KYC automation
2023
    • React Native New Architecture
2024
    • AI-powered fraud detection
2025
    • Cross-border expansion

Secure Digital Finance

Industry Verticals

Specialized solutions across financial services sectors
Retail Banking

Retail Banking

Corporate Banking

Corporate Banking

Payment Gateways

Payment Gateways

Wealth Management

Wealth Management

Insurance

Insurance

Credit Unions

Credit Unions

NBFCs

NBFCs

EdTech Finance

EdTech Finance

Cross-Border Remittance

Cross-Border Remittance

TECHNOLOGY STACK

Our Fintech Technology Stack

Production-proven technologies for enterprise financial systems
React Native

React Native

React

React

Flutter

Flutter

Angular

Angular

VueJS

VueJS

SvelteJS

SvelteJS

Expo

Expo

gluestack-ui

gluestack-ui

Native iOS

Native iOS

Android

Android

FEATURED CONTENT

Our Latest Thinking in Fintech

Discover the latest blogs on Our Latest Thinking in Fintech, covering trends, strategies, and real-world case studies.
The Cost of Delaying Production Readiness in AI Fintech Product Development
Business

Jun 4, 2026

The Cost of Delaying Production Readiness in AI Fintech Product Development

This blog examines why production readiness in fintech AI gets deprioritized during the build, the business cost of addressing it late, and how a readiness-first approach changes the outcome.

How US Fintech Companies Are Modernizing Legacy Banking Systems Without Full Rebuilds
Business

Jun 3, 2026

How US Fintech Companies Are Modernizing Legacy Banking Systems Without Full Rebuilds

This blog covers how US banks are modernizing decades-old core systems without full rebuilds, and the fintech companies making that possible.

How to Modernize Your Fintech App Without Rebuilding Everything
Business

May 28, 2026

How to Modernize Your Fintech App Without Rebuilding Everything

This blog gives fintech leaders a practical framework for modernizing a fintech app without rebuilding it. It covers system audits, module-level decision making, phased API and integration-led execution, compliance protection, and team model selection.

AI in WealthTech: Building Scalable Portfolio Management Platforms for Predictive Investing and Risk Forecasting
Business

May 28, 2026

AI in WealthTech: Building Scalable Portfolio Management Platforms for Predictive Investing and Risk Forecasting

Discover how AI-native platforms are revolutionizing WealthTech by enabling real-time, predictive investing and advanced risk forecasting. Learn the core operational pillars and engineering priorities for building a scalable portfolio management system.

Building Production-Ready AI Portfolio Management Platforms for Wealth Firms
Business

May 27, 2026

Building Production-Ready AI Portfolio Management Platforms for Wealth Firms

This guide walks platform leaders through production architecture, real-time data pipelines, legacy system integration, regulatory compliance, and the build-buy-modernize decision framework for deploying an enterprise-grade AI portfolio management platform.

Building an AI Fintech Robo-Advisor Platform: Architecture, Compliance, and Key Features
Business

May 26, 2026

Building an AI Fintech Robo-Advisor Platform: Architecture, Compliance, and Key Features

A technical guide for CTOs and engineering leaders on building a compliant, production-grade AI robo-advisory platform for the US market, covering architecture, compliance, and cost.

Ready to turn your financial initiatives into growth engines?

Book a discovery consulting call with our BFSI consultants today.

Trusted By

Book a Discovery Call

Ready to turn your financial initiatives into growth engines?

Book a discovery consulting call with our BFSI consultants today.

Trusted By

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What You Need to Know

Frenquently Asked Questions about Our Fintech Services

We use the Strangler Fig Pattern to incrementally replace legacy components with modern microservices. This approach ensures zero downtime, gradual risk mitigation, and the ability to fallback to legacy systems if needed. For HDFC Bank, we achieved 56% latency reduction using this approach.